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Understanding Motorcycle Insurance Coverage

Dec 28, 2022 | Consumer Information, Motorcycle Accident

If you are a motorcyclist, you know that having the right insurance coverage is essential for protecting yourself and your bike. But with all the different types of motorcycle insurance coverage available, it can be hard to know what type of coverage is right for you. In this blog post, we’ll go over the different types of motorcycle coverage so that you can make an informed decision when selecting a policy.

Liability Coverage

Liability coverage helps pay for another person’s medical expenses if you cause an accident while riding your motorcycle. It also covers any property damage that occurs as a result of the accident. This is mandatory in most states, and it’s a good idea to have at least enough liability coverage to cover your assets in case someone is suing after an accident.

Collision and Comprehensive Coverage

Collision and comprehensive coverages help pay for damages caused by an accident or other covered incidents (such as theft). Comprehensive coverage helps pay for any non-accident related damages (like hail damage or theft). Collision coverage will help you pay for repairs to your bike if it’s damaged in an accident. Both coverages are optional but highly recommended because they can save you money on out-of-pocket repair costs if something happens to your bike.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist (UM/UIM) coverage is important because it protects you if someone without insurance causes an accident while riding their motorcycle. It also provides protection if someone hits your bike but doesn’t have enough insurance to cover the full cost of damages. This type of coverage is not required in most states, but it’s definitely worth considering if you want extra protection against uninsured drivers on the road.

Motorcycle insurance is essential for protecting yourself and your bike on the roads. While there are a lot of different types of motorcycle insurance out there, understanding each type can help make sure that you get the right kind of policy for your needs. Make sure to do research on all the different types before selecting a policy so that you can find one that fits both your budget and your needs as a motorcyclist!

motorcycle coverage

Not sure about your legal options? Our team can listen to your story and let you know what your options may be. There’s no cost to speak with us, and we’re available 24/7.


For more information, contact Houston’s accident law firm of Walker Texas Lawyer by calling (713) 552-1117.

Walker Texas Lawyer
3100 Timmons Ln Suite #401
Houston, TX 77027



Areas We Serve

Walker Texas Lawyer is located in Houston, just off the southwest freeway near the corner of Edloe St and West Alabama St. We serve clients throughout Texas. Injured in a car accident, motorcycle accident, offshore accident, or industrial accident? We can help you get the compensation you deserve. The following are some areas we serve:

Alvin, Atascocita, Baytown, Bellaire, Braeswood Place, Channelview, Conroe, Deer Park, Dickenson, Friendswood, Fulshear, Galveston, Hempstead, Houston, Humble, Hyde Park, Jacinto City, Jersey Village, Katy, Lake Jackson, La Marque, La Porte, League City, Meyerland, Mission Bend, Missouri City, Montrose, Pasadena, Pearland, Rice Military, Richmond, River Oaks, Rosenberg, Santa Fe, Seabrook, Splendora, Spring, South Houston, Southside Place, Sugar Land,  Texas City, The Woodlands, Tomball, University Place

About Walker Texas Lawyer

James Walker - Walker Texas Lawyer James Walker is a Personal Injury Attorney in Houston, Texas. He has over 40 years of legal experience and has helped over 25,000 clients. This means he has demonstrated his extensive knowledge of legal procedures. He knows how to handle insurance companies. If insurance companies refuse to give you a fair shake, they will take the insurance companies to court. He knows the law inside and out. He knows what he’s doing.

Walker will try to settle your case without going to court. But if that doesn’t work, he is ready and prepared to take your case before a judge. He is Houston’s Personal Injury Lawyer for a reason; he will fight for you, seek the maximum compensation on your behalf, and make sure you get what you deserve after an accident.