Car Accident Lawyer in Houston - Car accident negligence lawyer


Jun 11, 2019 | 18-Wheeler Accident, Car Accidents, Insurance, Motorcycle Accident, Personal Injury

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Imagine you are on a road trip on a sunny day in Houston, with your family. Everything is going smooth and everybody is having fun, suddenly you hit a car unintentionally on the road. That is the moment your trip turns into a nightmare. You jump out of your car to check on the cars or any person that has been injured. You sigh in relief to see that no one is harmed but you find that both the cars are damaged and that’s not comforting at all.  Now, let’s rewind a bit and see how this could have been a little less unfortunate. Even after damaging his and your car unintentionally, you could have sighed with relief. Why? Because of third-party liability insurance. If you had third-party liability insurance, you would have been protected. You don’t want to be uninsured in this case.

But what exactly is this third-party liability insurance? How does it help you with car accidents? These questions are answered here.

What Is Third-Party Liability Insurance?

According to insurance institutes, third party liability coverage is a portion of your insurance policy that safeguards you. In case you’re held legally responsible for the damage to some person or his or her property. This coverage is set aside for things like legal fees, lawsuit settlements, and other related expenses.

Where Does Insurance Company Come In?

The insurance company will work on your behalf and take care of all the third-party compensation within the amount described by your policy.

Why Is It Called Third-Party Liability Coverage?

When you, as a customer come to the market in search of a liability policy, you are considered to be the first party in the case. When you find the company that will provide you the insurance policy, it will be the second party in the case. Unfortunately, when you find yourself in a car accident, the other driver is considered as the third party. Hence, it is called the “Third Party Liability Coverage” as it protects you from the legal liabilities. Rather you are found to be partially or fully responsible for the accident.

How Does Third-Party Liability Work In A Car Accident?

Third-party liability policies protect you from any claims by the third parties such as injury or damage to personal property.

These damages come in two kinds of coverage (i.e. bodily injury liability and property damage liability).

When you are caught in a situation where you are liable for any of these damages, the insurance company will move into action. The company will let you file a claim to cover the damages that you are facing because of the accident. The insurance company will make sure that the proper compensation is made through appropriate methods. This includes hospital bills and other expenses related to the accident.

Compensation depends upon the policy’s coverage limit. The appropriate compensation amount will cover the losses of the third parties. If the compensation amount crosses the limit of the active policy, it will be the responsibility of the first party, which is you.

Seek professional help

If you face any legal action because of the insufficient coverage in third party liability case give us a call. Rather you are in a car accident, injured in a motorcycle accident, or even in a wreck with a 18-wheeler we can help.  Walker Texas Lawyer is Houston’s personal injury attorney and he can help you in your legal claim.



For more information, contact Houston’s accident law firm of Walker Texas Lawyer by calling (713) 552-1117.

Walker Texas Lawyer
3100 Timmons Ln Suite #401
Houston, TX 77027

Walker Texas Lawyer – Pasadena
4008 Vista Rd Suite #202B
Pasadena, TX 77504

Walker Texas Lawyer – Montrose
2238 Richmond Avenue
Houston, Tx 77098

Walker Texas Lawyer – Texas City (Walker Texas Lawyer Arena)
9300 Emmett F. Lowry Expressway
Texas City, Tx 77591


(713) 552-1117


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Walker Texas Lawyer - (Principal Office)

3100 Timmons Ln Suite 401
Houston, Tx 77027


Call: (713) 552-1117

Houston - Montrose Location

Walker Texas Lawyer - (Montrose Location)

2238 Richmond Avenue
Houston, Tx 77098


Call: (713) 280-7985


Walker Texas Lawyer - (Pasadena Office)

4008 Vista Rd Suite 202A
Pasadena, TX 77504


Call: (281) 545-5158

Texas City

Walker Texas Lawyer Arena

9300 Emmett F. Lowry Expressway
Texas City, Tx 77591


Call: (713) 331-6848



Areas We Serve

Walker Texas Lawyer is located in Houston, just off the southwest freeway near the corner of Edloe St and West Alabama St. We serve clients throughout Texas. Injured in a car, motorcycle, offshore, or industrial accident? We can help you get the compensation you deserve. The following are some areas we serve:

About Walker Texas Lawyer

James Walker - Walker Texas Lawyer James Walker is a Personal Injury Attorney in Houston, Texas. He has over 40 years of legal experience and has helped over 25,000 clients. This means he has demonstrated his extensive knowledge of legal procedures. He knows how to handle insurance companies. If insurance companies refuse to give you a fair shake, they will take the insurance companies to court. He knows the law inside and out. He knows what he’s doing.

Walker will try to settle your case without going to court. But if that doesn’t work, he is ready and prepared to take your case before a judge. He is Houston’s Personal Injury Lawyer for a reason; he will fight for you, seek the maximum compensation on your behalf, and make sure you get what you deserve after an accident.