Personal Injury Protection (PIP)

Sep 15, 2022

Personal injury protection (PIP), which is also called “no-fault insurance,” covers medical bills and related costs resulting from an accident, no matter who caused it. Although it is not required in all states, it is a good idea to purchase PIP coverage if it is available where you live. Here are three reasons why you should consider buying personal injury protection on your car insurance policy:

1. PIP coverage can help to cover the costs of medical expenses after a car accident. If you are seriously injured, you may have substantial medical bills that your health insurance will not cover. Personal injury protection can help to fill this gap by covering things like hospitalization, surgery, and rehabilitation.

2. PIP coverage can also help to cover lost wages if you cannot work after a car accident. This can be particularly helpful if you are the primary breadwinner in your family and your income is needed to support your family.

3. Finally, PIP can act as a financial safety net if you are sued after a car accident. If the other driver sues you for damages and you are found at fault, your personal injury protection coverage can help to pay for their medical expenses and lost wages. This can help to protect your assets and finances in the event of a lawsuit.

PIP is a type of car insurance coverage that can provide valuable protection in the event of a car accident. If it is available in your state, purchasing personal injury protection on your car insurance policy is worth considering.

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Inside interior view of a car that was in a bad accident.

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