Being involved in an accident is a traumatic experience, and it becomes particularly complicated if the accident occurs while driving a company car. Not only do you need to handle the physical and emotional aftermath, but you also have to navigate the legal and insurance aspects associated with accidents involving company vehicles. In this blog article, we will provide you with a step-by-step guide on what to do if you find yourself in such a situation and offer valuable insights on how to protect your rights and seek fair compensation for your injuries and damages.
Ensure Safety
The first priority after any accident is ensuring safety. If possible, move the company car to a safe location away from traffic and turn on the hazard lights. If anyone is injured, call emergency services immediately. Your safety and the safety of others involved in the car accident should always come first.
Gather Information
Collecting relevant information at the scene of the accident is crucial for the claims and legal processes. Exchange contact details, insurance information, and driver’s license numbers with all parties involved. Additionally, note down the make, model, and license plate numbers of the other vehicle(s) involved. Taking photos or videos of the accident scene and damages can provide essential evidence later on.
Report the Incident
Promptly report the accident to your employer or the designated person in your company responsible for handling such incidents. They will guide you through the company’s specific reporting procedures and ensure all necessary steps are taken. This may involve filling out an incident report or providing a detailed account of the accident.
Seek Medical Attention
Regardless of whether you feel immediate pain or injuries, it is crucial to seek medical attention. Some injuries may not be immediately apparent, and a delay in seeking medical care might affect your health and any potential insurance claims. Seeking medical attention will also provide documentation of any injuries sustained during the accident. Rather it is a spinal cord injury or a minor cut, get your injuries checked.
Notify Your Insurance Provider
Contact your insurance provider and inform them about the accident involving the company car. They will guide you through the claims process and ensure you have all the necessary information and documentation to proceed. Be prepared to provide any required details, including the date and time of the accident and a detailed account of what happened.
Consult with an Experienced Personal Injury Attorney
Consulting with an experienced personal injury attorney is highly recommended, particularly in cases involving accidents with company vehicles. An attorney specialized in this area of law can review your case, guide you through the process, and advocate on your behalf. They will work to protect your rights and help you secure fair compensation for your injuries and damages.
Determine Fault and Liability
In accidents involving company cars, the doctrine of respondeat superior may come into play. This doctrine holds employers responsible for the actions of their employees within the scope of their duties. However, the circumstances of the accident, including who is at fault, will determine the liability. Consult with your attorney to understand the legal aspects specific to your case.
Potential Workers’ Compensation Claim
If the accident occurred while you were performing work-related duties, you may be eligible to file a workers’ compensation claim. This applies even if the accident was determined to be your fault. Discuss this possibility with your attorney to understand your options and pursue any available compensation.
Preserve Evidence
Preserving evidence related to the accident is crucial for strengthening your case. Keep copies of any documentation, including accident reports, medical records, and correspondence with insurance companies. These records can support your claim for compensation and help establish the extent of your injuries and damages.
Follow Legal Advice
Throughout the process, it is vital to follow the advice and recommendations of your personal injury attorney. They have the expertise to navigate the legal complexities, negotiate with insurance companies, and fight for your rights. By seeking experienced legal counsel, you give yourself the best chance for a favorable outcome.
Non-Work Related Accidents
Let’s say the accident occurred when you weren’t furthering your employer’s business. In that case, your own auto insurance should cover the other party’s damages at least up to your policy limits. You could be liable for the remainder personally if it exceeds those limits.
Liability For Criminal Acts
Your company is not vicariously liable for any criminal act you might commit, such as DUI. You will bear personal liability for any damages arising from any such misconduct.
What If I Was Hit by A Company Vehicle
If you were in an accident with a company car, regardless of whether you were working for the company that owns the vehicle, you may be able to file a personal injury claim against the owner of the car. This is vicarious liability, and it often works in your favor. Now you don’t have to rely on the at-fault driver’s (likely) meager auto insurance policy; instead, you can sue the employer directly. They can pay your damages out of their own pocket or rely on their own business liability insurance if they carry any.
Call The Houston Commercial Car Accident Lawyer
Being involved in an accident while driving a company car can be overwhelming, but knowing the right steps to take can make a significant difference. By ensuring safety, gathering information, reporting the incident, seeking medical attention, notifying your insurance provider, consulting with an experienced personal injury attorney, and preserving evidence, you can protect your rights and seek the compensation you deserve.
Walker Texas Lawyer, with his extensive experience in personal injury law, including accidents involving company cars, is a reliable choice to handle your case. His personalized attention, aggressive representation, and track record of successful settlements make him an excellent advocate to guide you through the process and fight for fair compensation. Remember, the aftermath of a car accident can be challenging, but with the right support, you can navigate through it and move forward toward healing and recovery.
