Car Accident Claim - Understanding Your Medical Bills

Car Accident Claim – Understanding Your Medical Bills

Feb 3, 2023 | Car Accidents, Consumer Information, Personal Injury

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Being involved in a car accident can be traumatizing, and unfortunately, it can also be expensive. It’s important to understand the different types of medical bills you may encounter after being involved in an accident so that you can handle them properly. Here’s a look at some of the most common medical bills related to car accidents and how to manage them.

Health Insurance

Your primary health insurance provider is usually responsible for covering your medical expenses in the event of an accident. Still, it’s important to check your policy to make sure you are properly covered in the event of an accident. In some cases, your health insurance provider may require that you pay a deductible or co-payment before they cover any costs associated with your care. Be sure to get all the details from your insurance company before you seek medical care, and ensure that you understand exactly what is and is not covered by your policy.

PIP or Med-Pay Insurance

If you have Personal Injury Protection (PIP) or Med-Pay insurance, then this will help cover some or all of your medical expenses following an accident. PIP covers any necessary medical expenses for yourself and any passengers in your vehicle who were injured in the crash, up to the limits set by your policy. If any passengers do not have their insurance coverage, PIP can also provide coverage for them as well. Med-Pay works much like PIP, but it only covers medical expenses for yourself or any other person who was injured while riding in your vehicle at the time of the crash. It does not cover any lost wages or other non-medical costs associated with the accident, so keep this in mind when making claims against this type of policy.

Medical Liens

In some cases, if you receive treatment from a healthcare provider who is not part of your health insurance network, they may place a lien on any settlement funds awarded through court proceedings or through an out-of-court settlement agreement with another party involved in the crash. This means that once a settlement has been reached and awarded by either court order or agreement between parties, that portion goes directly towards paying off any liens placed on those funds by healthcare providers before disbursement of funds to those entitled to receive payment from those proceeds.

Handling medical bills related to car accidents can be complicated and confusing, but understanding these key points will help ensure that you are able to properly manage them after an accident occurs. Be sure to double-check with both your primary health insurer and PIP/Med-Pay insurer about what type of coverage is available for different types of care so that there are no surprises later down the line when it comes time to handle your medical bills after a car accident. Taking these steps now can help save time and money later on down the line when dealing with legal proceedings related to recovering damages due to being involved in a car collision!

Walker Texas Lawyer

Not sure about your legal options? Our team can listen to your story and let you know what your options may be. There’s no cost to speak with us, and we’re available 24/7.


For more information, contact Houston’s accident law firm of Walker Texas Lawyer by calling (713) 552-1117.

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Houston, TX 77027

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Pasadena, TX 77504


(713) 552-1117


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Walker Texas Lawyer is located in Houston, just off the southwest freeway near the corner of Edloe St and West Alabama St. We serve clients throughout Texas. Injured in a car, motorcycle, offshore, or industrial accident? We can help you get the compensation you deserve. The following are some areas we serve:

About Walker Texas Lawyer

James Walker - Walker Texas Lawyer James Walker is a Personal Injury Attorney in Houston, Texas. He has over 40 years of legal experience and has helped over 25,000 clients. This means he has demonstrated his extensive knowledge of legal procedures. He knows how to handle insurance companies. If insurance companies refuse to give you a fair shake, they will take the insurance companies to court. He knows the law inside and out. He knows what he’s doing.

Walker will try to settle your case without going to court. But if that doesn’t work, he is ready and prepared to take your case before a judge. He is Houston’s Personal Injury Lawyer for a reason; he will fight for you, seek the maximum compensation on your behalf, and make sure you get what you deserve after an accident.